Get your free account today!

Get more from your everyday banking

Setup a completely free to use Mastercard within minutes! Manage online digital payments easily with Bankiom.

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Get your free virtual Mastercard

Make online payments with our multi-currency account

  • Setup your account in minutes
  • No setup fee, no hidden fees
  • Safe and secure platform
Designed how it should be

A card made for the virtual you!

  • Connect your banks into one app
  • Get a complete overview of your finances
  • Safer and better online spending decisions
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Key Features

Most probably included best features ever

Fast Start

Get your card in a breeze, fast and easy steps to get yor card application within minutes

Secure Payments

3DS secured card payments allowing you to make your transactions safe and secure from cyber crimes

Multicurrency Account

Transact with a currency of your choice, pick between USD, EURO or any GCC currency without FX fees

Centralize all your banks

Bring all your bank accounts into a single app, view transactions, spend trends and other insights for all your accounts

Mastercard Network

Take advantage of the Mastercard network, get offers and discounts exclusively for mastercard users

Dedicated Support

You may need to reach out to ask us a question or simple chat with us, our team is here to assist

Frequently Asked Questions

Dedicated to help anything people’s needs

Bankiom does not store your banking credentials on our servers. We are a gateway to your bank, where your information is stored with them in accordance with their own standards. We connect you through open banking, which means you have complete control over data and never have to share your credentials with us. We still use bank-grade security to ensure your data and information is protected at all times.

At Bankiom, customer privacy and data security are our highest priority. Your information on our systems are protected with industry-standard encryption and security measures. We hold regular security audits and tests by qualified security and data specialists to challenge our protocols in order to ensure that we avoid any vulnerabilities.

Our anti-fraud alert system ensures we get real-time alerts of any fraudulent and suspicious activity, allowing us to act fast.

Yes, our app is free to download and basic features, such as card top-ups, currently do not have any fees.

You do not need to switch from your existing bank. Currently, for the residents of the UAE, through the Bankiom app, you’ll be able to link your existing bank accounts and have a single-view dashboard of all your bank accounts.

You can download the Bankiom app for the Apple Store and Google Play store

Bankiom is currently available to residents of the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Oman. By the end of 2023 we hope to be able to extend our services to residents of Egypt and Iraq. Our ambition is to be the leading bank account-alternative for MENA, Turkey, and Pakistan by 2024.

Our dedicated customer support is here to address any questions you may have. You can reach out with any query that you may have and a member of our team will get back to you promptly.

Once you download the Bankiom app, you’ll be asked to upload copies of your national ID, passport, proof of address (which could be a bank statement, utility bill, or lease agreement), and your profile photo (or a selfie through our app).

Download the Bankiom app and create an account. Following, you can open a virtual card directly within the app and top it up using a debit or credit card.

Bankiom is a bank account-alternative. Bankiom provides virtual cards that you can spend online and at retail stores.

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Let's get your empowered with your Bankiom card