Your financial future starts here! Mobile banking can do much more for you than simply deliver plain-vanilla banking services over your smartphone.
This is because the mobile banking app on your device is smart and responsive, designed to adjust to your plans and ambitions, and behave in a way that will help you do and get what you want as fast as possible. A great mobile banking app is designed around you. The app may be used by millions of users, but yours is uniquely yours.
So why is mobile banking more than just the simple transfer of conventional banking services to a mobile interface?
Well, the short answer is that an app that sits on a device in your pocket knows you much better than your banker does. And with the access and integrations it can have, a mobile banking app can do for you in an instant what would normally require a visit to a bank and a tiring wait in a queue for something that is easily automated.
Mobile banking apps can shape your financial future in three new ways that traditional banks don’t normally deliver.
One, mobile banking gives you freedom
Carry it in your pocket, launch it when you need it, get what you want done instantly and from anywhere
Two, mobile banking multiplies your capabilities
Do what you’ve never done before, do what you never thought could be done.
Three, mobile banking makes you feel great about money
Mobile banking apps can help you take charge of your finances
Not convinced? Here are five amazing things you can do with the Bankiom mobile banking app.
- Never Be Broke Again
Manage your finances like a pro, and turn a new page. We’ve all been there, struggling to keep up with the bills and not knowing what will happen next month. With the Bankiom app you have the freedom to set spending limits and warnings, put money aside for the essentials, and know how much you can spend without getting into trouble.
Bankiom is doing something special for you.
You can now Invite a friend and get $5 deposited into your Bankiom account. (First referral is $20)
- Transfer Money Instantly
There is no reason why a money transfer should cost what it usually does with a brick-and-mortar bank, or take as long as it does. Banks charge inflated commissions on simple services like money transfers. With an app like Bankiom, moving funds from one account to another is instantaneous, and that’s the only way it should be.
- Build a Good Credit Score Without Even Trying
A bad credit score is like a chain around your neck, holding you back and putting you in a prison you can’t easily break out of.
The Bankiom app is your best friend when it comes to improving your credit score. It tracks your spending, gives you spending warnings and automatically puts money aside for your loans and other obligations, making sure you can pay on time and boost your creditworthiness.
- Help Someone Out, And Get Help When You Need It
Some people are naturally altruistic. They love to extend a helping hand to help out someone who is in some kind of trouble. It’s not surprising. There are few feelings as gratifying as sharing your success.
Others also like the idea of sharing and caring, but have other things on their mind, and little time for the effort it takes to find someone who truly deserves a helping hand.
The Bankiom app matches users who are financially stable with those who need a helping hand every once in a while, and it does it anonymously. This helps build a community of users who help each other out whenever they can, and as much as they can.
- Build Wealth While You Sleep
Is that yacht you’ve always dreamed of sailing still a dream? Bankiom helps you build for your long-term financial future with a smart investment advisor that uses your desired levels of risk tolerance and peace-of-mind clauses to advise you on stocks, bonds and other financial products. It can also trade financial instruments while you sleep, thinking about that
This is the expectation that mobile banking fans have from their apps: that they introduce the discipline,
The truth is that achieving financial goals takes a certain amount of discipline. It’s more about character traits than numbers. Unfortunately people have varying degrees of each of these traits, and what we lack holds us back and prevents us from achieving the financial stability and freedom we desire.
So given that there’s an app for nearly everything, is there an app that can compensate for these missing traits? And given that most of the stress people experience originates from financial difficulties, can an app eliminate financial worry and put more smiles on people’s faces?
That’s what the Bankiom team set out to answer, and that’s what the Bankiom mobile banking app is designed to do: help you define and achieve your goals, give you financial peace of mind, and spread happiness.